Enterprise Insurance Company Limited is the pioneer in the insurance industry in Ghana having been in operation since 1924. It takes its roots from the Royal Exchange Assurance Corporation of the United Kingdom, which commenced business in the Gold Coast in 1924, then became Guardian Royal Exchange Assurance Ghana Limited, (GREG) and subsequently, Enterprise Insurance Company Limited. Enterprise Insurance is a leading corporate Insurer in Fire, Marine, Motor and General Accident.

EIC's first offices were located at the current offices of the Institute of Chartered Accountants is situated on what was then Horse Road (and now Asafoatse Nettey Road). In 1952, after 28 years as an agency, the Royal Exchange Assurance registered as an insurance company in the Gold Coast to provide the full complement of life and non-life insurance business.

During that period, another UK insurance firm, Guardian Assurance Company Limited (GAC), also opened offices in the Gold Coast.

In 1965, the Insurance Act of 1965 (Act 288) was enacted. Section 9 of the Act barred all non-domestic insurance companies from insuring Ghanaian lives. The Royal Exchange Assurance consequently transferred its life business to the Crusader Insurance Company (Ghana) Limited, thus becoming a purely non-life insurance company for the first time.

In 1969, there was a merger between the Royal Exchange Assurance Corporation and Guardian Assurance Company Limited in the UK to form the Guardian Royal Exchange Assurance Group (GRE). Consequently, a new company, the Guardian Royal Exchange Assurance (Ghana) Limited (GREG) was incorporated in Ghana in 1971, and owned wholly by the new UK parent company to continue with the insurance business of the former REA and GAC.

In the course of its operations, the company moved a number of times: GREG moved from Horse Road to the Bank of Ghana's premises on Thorpe Road; then to Alagbon House opposite the Makola Fire Service Station. From there the company moved to the A.G. Leventis building which later became GNTC's Ghana House and finally to Consortium House, on the High Street in 1973 which was later renamed Enterprise House as EIC acquired full ownership of Consortium House Limited.

The Enterprise Brand
EIC is a proud subsidiary of Enterprise Group Ltd, a premier financial services group. Other subsidiaries are Enterprise Life Assurance Company Ltd, (ELAC) which is Ghana’s fastest growing life assurance company, Enterprise Trustees (a pensions subsidiary) as well as Enterprise Properties (a real estate subsidiary).For Our clients and stakeholders this is an assurance that EIC is part of a premier financial services group, with the ability to cater for your financial needs in insurance, life assurance, pensions or real estate. By insuring with EIC we are not just interested in delighting you with the best insurance solutions, we also provide you convenient access to the whole of the Enterprise Brand.

3 Day Motor Claims Payment –Innovation with Guarantees
Anticipating the changing demands of our clients and business environment, we have taken service delivery in the industry to the next level by introducing a 3 Day comprehensive motor claims payment service. What makes our 3D offer totally different is the fact that Enterprise Insurance your trusted Insurer, provides the following GUARANTEES that are unavailable on the Ghanaian Market:

1.We sign a claim payment agreement with you at policy inception, which spells out exactly how long we will take to process your claim in the event of an accident.

2.We pay your claim(s) in 3 working Days

3.If we do not pay within the stipulated time, as per the terms of the agreement, we will REFUND your premium and STILL PAY your claim.

Our People
At EIC, our people are core to the achievement of our aims and objectives. We have some of the most skilled insurance professionals as well as professionals in other essential disciplines who work together as a team, to deliver excellent service to our clients. The sheer willingness and dedication of our staff to go the extra mile in delighting our clients is simply part of our service attitude as a company. This greatly sets us apart.


Our vision is to provide absolute peace of mind to our clients. We look forward into the future with great hope as we work towards continuously delighting our clients and stakeholders with more innovations, time tested and truly trusted since 1924.